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2. Prequalified vs. preapproved: What’s the difference? - AOL

   www.aol.com/finance/prequalified-vs-preapproved...

   While there are differences between getting preapproved vs. prequalified, both processes usually involve credit checks: a soft check for prequalification and a hard check for preapproval.

3. Pre-Approved Credit Card Offers: 4 Things You Really ... - AOL

   www.aol.com/news/2013-09-06-preapproved-credit...

   "If you look at the low-end cards [for people with poor credit], as low as 80 percent of people who are pre-approved actually get approved," says Greg Lull of CreditKarma. "Especially in the low ...

4. Pre-approval - Wikipedia

   en.wikipedia.org/wiki/Pre-approval

   In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1]For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.

5. What’s the Difference Between Being Prequalified and ... - AOL

   www.aol.com/difference-between-being-pre...

   At this stage, the credit check is normally a soft inquiry that won’t impact your credit score. The whole process can almost always be done online or over the phone, and you can expect to hear ...

6. Pre-qualification - Wikipedia

   en.wikipedia.org/wiki/Pre-qualification

   In a mortgage context, pre-qualification denotes a process that has not yet been underwritten by the lending institution. Typically, subprime lenders will allow 50% DTI. . Common monthly debts used for calculating DTI are mortgage (or new mortgage payment), auto payment(s), minimum credit card payment(s), student loans, and any other common monthly or revolving debt that is on the applicant's ...

7. Here's What Happens to Your Credit Score if You Get Pre ... - AOL

   www.aol.com/heres-happens-credit-score-pre...

   The FICO credit scoring formula gets 10% of its weight from a category called "new credit." This considers any credit inquiries (times you apply for credit) from the past 12 months.