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The credit is only good for your main home, and it’s reduced if you use more than 20% of your home for business. The credit is nonrefundable, so it can’t be refunded if it reduces your tax ...
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To understand how it works, take a look at this mortgage interest deduction example: If you purchase a $400,000 home with a 20% down payment and take out a 30-year, fixed-rate loan with a 7% ...
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About 39 percent of people set and forget, 36 percent adjust settings for when they’re asleep and awake, and 26 confirm that they change the thermostat settings often.
According to the U.S. Department of Energy, you can save 10 percent on your heating bill when you change your thermostat by 7-10 degrees for just eight hours a day.
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"What you want to do is keep it at a reasonable temperature that’s not chilly.” The World Health Organization recommends indoor temperatures be set between 64 and 75 degrees for healthy people.