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  2. Modified endowment contract - Wikipedia

    en.wikipedia.org/wiki/Modified_endowment_contract

    A modified endowment contract (MEC) is a cash value life insurance contract in the United States where the premiums paid have exceeded the amount allowed to keep the full tax treatment of a cash value life insurance policy. In a modified endowment contract, distributions of cash value are taken from taxable gains first as compared to ...

  3. Stepped-up basis - Wikipedia

    en.wikipedia.org/wiki/Stepped-up_basis

    For example: If, on the date of a taxpayer's death, he had a basis of $35,000 in the house and the house's FMV was $100,000, and the taxpayer's sister received the house from the taxpayer after his death, then her stepped-up basis would be $100,000, not $35,000.

  4. Inheritance tax - Wikipedia

    en.wikipedia.org/wiki/Inheritance_tax

    In 1985, capital gains tax was introduced to tax capital gains on disposal of all assets. But as death is not treated as a disposal, it is only if and when assets are sold after death that capital gains tax is payable. A significant exemption from capital gains tax is the family home, which is exempt from tax if sold within 2 years of death.

  5. Life insurance death benefits - AOL

    www.aol.com/finance/life-insurance-death...

    Life insurance offers more than just peace of mind — it provides critical financial protection for your loved ones when they need it most. At the heart of every policy is the death benefit, the ...

  6. Accidental death & dismemberment (AD&D) insurance - AOL

    www.aol.com/finance/accidental-death...

    AD&D insurance functions similarly to life or health insurance in that it pays out a defined benefit when a covered event occurs, such as accidental death or severe injury. The coverage is fairly ...

  7. Death and dismemberment insurance is often not what you ... - AOL

    www.aol.com/news/death-dismemberment-insurance...

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