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  2. Cooling-off period (consumer rights) - Wikipedia

    en.wikipedia.org/wiki/Cooling-off_period...

    For example, in the European Union the Consumer Rights Directive of 2011 obliges member states to give purchasers the right to return goods or cancel services purchased from a business away from a normal commercial premises, such as online, mail order, or door-to-door, with limited exceptions, within two weeks or one year if the seller did not ...

  3. Alliance Assurance - Wikipedia

    en.wikipedia.org/wiki/Alliance_Assurance

    As marine was not in line with the original prospectus, a sister company was formed, Alliance Marine Assurance, with directors in common. This too was launched in 1824, giving Alliance a complete coverage of the main markets – fire and marine insurance and life assurance. Alliance Marine was bought by Alliance Assurance in 1905. [1] [2]

  4. Three-tier system (alcohol distribution) - Wikipedia

    en.wikipedia.org/wiki/Three-tier_system_(alcohol...

    The three tiers are importers or producers; distributors; and retailers. The basic structure of the system is that producers can sell their products only to wholesale distributors who then sell to retailers, and only retailers may sell to consumers. Producers include brewers, wine makers, distillers and importers.

  5. Retailer Fashion Nova suppressed negative online reviews, $2 ...

    www.aol.com/finance/retailer-fashion-nova...

    The FTC is issuing nearly $2.4 million in refunds to customers who bought products from Fashion Nova before November 21, 2019, saying the company hid negative reviews.

  6. Return of premium life insurance - AOL

    www.aol.com/finance/return-premium-life...

    ROP life insurance requires consistent on-time premium payments – one missed payment, and you’re out of both the coverage and any hope of that refund. If you cancel your ROP term policy early ...

  7. Product return - Wikipedia

    en.wikipedia.org/wiki/Product_return

    In the UK, Logistics costs for returns is estimated at between £20bn and £60bn per year. Figures show that 33% of retailers had to increase prices to counter rising returns volumes whilst 31% of retailers said managing returns impacts their profits. For some companies the costs of accepting returns amounts to as much as 5% of their annual ...

  8. Alliance Country Club pays $5M, adopts alcohol policy to ...

    www.aol.com/alliance-country-club-pays-5m...

    A driver, who'd drank at Alliance Country Club golf outing, killed three people in 2021. The club will pay $5 million, name policy after victims.

  9. List of United States insurance companies - Wikipedia

    en.wikipedia.org/wiki/List_of_United_States...

    In 1820, there were 17 stock life insurance companies in the state of New York, many of which would subsequently fail. Between 1870 and 1872, 33 US life insurance companies failed, in part fueled by bad practices and incidents such as the Great Chicago Fire of 1871. 3,800 property-liability and 2,270 life insurance companies were operating in ...