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  2. What do the different versions of FICO scores mean? - AOL

    www.aol.com/finance/different-versions-fico...

    What are the different types of FICO credit scores? ... FICO® Bankcard Score 4. Used in mortgage lending. FICO® Score 2. FICO® Score 5. FICO® Score 4. Newly released. FICO® Score 10

  3. How to read and compare mortgage loan estimates - AOL

    www.aol.com/finance/read-compare-mortgage-loan...

    The final page of the loan estimate lists more important details of your mortgage agreement, like the names of the lender and the loan officer, plus three key figures you can use for comparison ...

  4. The Average Credit Scores for 5 Types of Mortgage Loans - AOL

    www.aol.com/average-credit-scores-5-types...

    Over the same time period, the average credit score for those with a mortgage has risen from 739 to 758. That puts the average credit score for mortgage holders 40 points above the national average.

  5. What is a good credit score to buy a house? - AOL

    www.aol.com/finance/credit-score-needed-buy...

    Loan Type. Minimum Credit Score. Conventional loans. 620. FHA loans. 500 (with 10% down payment); 580 (with 3.5% down payment) USDA loans. The USDA has no minimum limit, but lenders generally like ...

  6. VantageScore FAQs - AOL Help

    help.aol.com/articles/VantageScore-FAQs

    The three-digit credit score number is generated by a mathematical formula using the information contained in your credit file. Your credit file is a record of your payments, open and closed accounts and other financial information submitted by banks and other firms to one of three national Credit Reporting Companies: Equifax®, Experian® and ...

  7. Credit scorecards - Wikipedia

    en.wikipedia.org/wiki/Credit_scorecards

    Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use credit scores to determine who qualifies for a loan, at what interest rate , and what credit limits. [ 2 ]

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