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It's tempting to use buy now, pay later plans (BNPL) to take advantage of holiday deals and discounts. BNPL plans offer short-term, sometimes interest-free, credit options for buying clothes,...
U.S. shoppers are expected to spend a record $18.5 billion using third-party buy now, pay later (BNPL) services for holiday purchases in the last quarter of the year, according to projections by ...
NEW YORK (AP) — More shoppers than ever are on track to use ‘buy now, pay later’ plans this holiday season, as the ability to spread out payments looks attractive at a time when Americans ...
The service is offered for free to the customer, assuming repayment is made. BNPL financiers take a cut from the purchase price of anything they help the merchant to sell. [ 9 ] This fee tends to be higher than typical credit or debit card transactions, with processing fees ranging from 2% to 8% per transaction, compared to 1.3% to 3.5% for ...
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With so many opportunities and reasons to shop this season, there's a temptation to take advantage of "buy now, pay later" (BNPL) plans. These allow shoppers to put some money down on an item now ...
If you want to avoid paying this fee, you can learn how to change your payment method or go directly to My Account and choose a different payment option. Note: Debit and check cards count as credit cards! To avoid the surcharge, change your payment method to the Visa, MasterCard or Discover associated with your checking account.