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  2. When should you refinance your mortgage? - AOL

    www.aol.com/finance/when-to-refinance-mortgage...

    You should refinance if you want longer terms to lower your monthly mortgage payment or shorter terms to pay off your loan sooner. But you’ll want to make sure you’re lowering your interest ...

  3. I’m 71 years old and have a painful $75K in credit card debt ...

    www.aol.com/finance/m-71-years-old-painful...

    Let's say you borrowed $77,250 to pay off your credit cards and cover 3% closing costs on your home equity loan at the average 8.37% rate. If you took out a 10-year loan, for example, your monthly ...

  4. Should I refinance my mortgage in 2024? - AOL

    www.aol.com/finance/refinance-mortgage-2024...

    Note that closing costs can vary considerably according to your location, your loan amount and the lender you choose. Lower interest rates may translate to higher fees and vice versa.

  5. Is it time to refinance your mortgage? 5 ways to prepare. - AOL

    www.aol.com/finance/time-refinance-mortgage-5...

    Examples of debt payments include home loans, auto loans and credit cards, among others. Paying off debt and keeping your total monthly payments low relative to your income may affect the types of ...

  6. How to get a low-cost mortgage refinance - AOL

    www.aol.com/finance/low-cost-mortgage-refinance...

    A low cost mortgage refinance lets you save money on closing costs so you can put more money toward other financial goals, such as paying off student loan debt or high-interest credit cards.

  7. What are cash-out refinance tax implications? - AOL

    www.aol.com/finance/cash-refinance-tax...

    If you use it to pay off your credit card debt, you can only deduct the interest you paid on your original balance, or $60,000. ... using a cash-out refinance to pay off credit card debt can still ...

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