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FDIC-insured online banks can pay high APYs and keep your money safe as long as you follow FDIC limits and guidelines. You still get all the banking perks of traditional banks but with the ...
Because online banks don’t have branches, you can access your bank account through your mobile phone app or the bank’s website on a computer. In addition, most online banks offer free ATM ...
To make sure that an online bank is FDIC insured, you can use the FDIC's BankFind tool, or give them a call at 877-275-3342. Online banks offer the same digital security as traditional banks
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At Ally Bank, you also have the ability to chat with customer service online and access a 24/7 toll-free number. What to watch : You’ll need at least $15,000 to earn the top-tier annual ...
So if you open a savings account at an online bank that is an FDIC member, your money is protected up to the applicable coverage limits. Some online savings accounts are not offered by banks.
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