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  2. Adjustable-rate mortgages: What they are and how they work - AOL

    www.aol.com/finance/adjustable-rate-mortgages...

    An adjustable-rate mortgage, or ARM, is a home loan that has an initial, low fixed-rate period of several years. After that, for the remainder of the loan term, the interest rate resets at regular ...

  3. Adjustable-rate mortgage - Wikipedia

    en.wikipedia.org/wiki/Adjustable-rate_mortgage

    A variable-rate mortgage, adjustable-rate mortgage (ARM), or tracker mortgage is a mortgage loan with the interest rate on the note periodically adjusted based on an index which reflects the cost to the lender of borrowing on the credit markets. [1] The loan may be offered at the lender's standard variable rate/base rate. There may be a direct ...

  4. Mortgage and refinance rates for Jan. 20, 2025: Average rates ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    An adjustable-rate mortgage — commonly called an ARM — is a type of home loan with a variable rate. Unlike a fixed-rate mortgage, which locks in an interest rate and predictable payments that ...

  5. Pros and cons of an adjustable-rate mortgage (ARM) - AOL

    www.aol.com/finance/pros-cons-adjustable-rate...

    An adjustable-rate mortgage (ARM) is a mortgage whose interest rate resets at periodic intervals. ARMs have low fixed interest rates at their onset, but often become more costly after the rate ...

  6. Mortgage and refinance rates for Jan. 16, 2025: Rates hit ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    An adjustable-rate mortgage — commonly called an ARM — is a type of home loan with a variable rate. Unlike a fixed-rate mortgage, which locks in an interest rate and predictable payments that ...

  7. Fixed vs. adjustable-rate mortgage (ARM): What’s the ... - AOL

    www.aol.com/finance/fixed-vs-adjustable-rate...

    Choosing an adjustable-rate mortgage over a fixed-rate mortgage could be beneficial for several reasons. ARMs initially offer rates lower than those of fixed-rate loans, so buyers can dedicate ...

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