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Banco Português de Investimento (Portuguese pronunciation: [ˈbɐ̃ku puɾtuˈɣeʒ ðɨ ĩvɨʃtiˈmẽtu], "Portuguese Investment Bank"), or simply BPI, is a Portuguese private investment bank, currently owned by finance multinational CaixaBank. Founded in 1981, it runs the banking business with companies, institutional and private clients.
CaixaBank, S.A. (Catalan pronunciation: [ˌkaʃəˈbaŋ]), formerly Criteria CaixaCorp, is a Spanish multinational financial services company. CaixaBank is based in Valencia , with operative offices in Barcelona and Madrid .
In addition to functioning as an ATM EFTPOS terminal, EPS terminals also accept BPI credit, debit and prepaid cards. However, these transactions are considered as BPI Express Credit transactions and not as EPS transactions. Banco de Oro has its own terminal independent of the EPS either branded under the SM name or under its own name. Terminals ...
Expressnet is known for its Express Payment System (EPS), which was at first the debit card system of the BPI Express Teller ATM card. In 2005, the network expanded to include cardholders of all Landbank E.A.S.Y. ( E xpress A ccess for S avers like Y ou) and Banco de Oro (local and international) ATM cards.
Card schemes are payment networks linked to payment cards, such as debit or credit cards, of which a bank or any other eligible financial institution can become a member. By becoming a member of gets the possibility to issue cards or acquire merchants operating on the network of that card scheme.
The use of a credit card to withdraw cash at an ATM is treated differently to an POS transaction, usually attracting interest charges from the date of the cash withdrawal. The use of a debit card usually does not attract interest. Third party ATM owners may charge a fee for the use of their ATM. Most payment cards, such as debit and credit ...