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2. 3 percent down mortgages: A guide to your options - AOL

   www.aol.com/finance/3-percent-down-mortgages...

   Beyond the Fannie Mae and Freddie Mac mortgage programs featuring 3 percent down payments, there are other types of mortgages that allow prospective home buyers to access homeownership with a low ...

3. How much is a down payment on a house? - AOL

   www.aol.com/finance/much-down-payment-house...

   A conventional loan down payment could be as little as 3 percent. FHA loans require as little as 3.5 percent, and VA loans and USDA loans have no down payment requirement at all. Mortgage

4. Best mortgage lenders of November 2024 - AOL

   www.aol.com/finance/best-mortgage-lenders...

   You may qualify for a conventional loan with as little as 3% or 5% down or for an FHA loan with as little as 3.5% down (though for credit scores below 580, you’ll need 10% down).

5. From grants to low-interest loans, this state-by-state guide ...

   www.aol.com/finance/grants-low-interest-loans...

   Florida Housing's second mortgage program to assist borrowers with down payment assistance and closing costs. A minimum credit score of 640 is required, and the buyer must work with an approved ...

6. Mortgage insurance - Wikipedia

   en.wikipedia.org/wiki/Mortgage_insurance

   BPMI allows borrowers to obtain a mortgage without having to provide 20% down payment, by covering the lender for the added risk of a high loan-to-value (LTV) mortgage. The US Homeowners Protection Act of 1998 allows for borrowers to request PMI cancellation when the amount owed is reduced to 80% LTV. [ 3 ]

7. Down payment assistance: How it works and how to get it - AOL

   www.aol.com/finance/mortgage-down-payment...

   Virtually every down payment program requires you to qualify for a 30-year, fixed-rate first mortgage to buy the home. Some programs can only be used with one type of mortgage, such as government ...