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2. How to apply for a credit card and get approved - AOL

   www.aol.com/finance/apply-credit-card-approved...

   For example, if you’re approved for a credit card and offered a credit limit of $10,000, you’ll want to make sure that your monthly statement typically stays below $3,000. If your credit ...

3. How To Apply For a Credit Card and Get Approved - AOL

   www.aol.com/finance/apply-credit-card-approved...

   4. Pay Down Debt First. Pay down outstanding debt on existing cards before applying for a new credit card. Typically, it’s good to keep outstanding balances below 30% of your credit.

4. How to See If You're Prequalified for a Credit Card - AOL

   www.aol.com/finance/see-youre-prequalified...

   An actual pre-approval requires a hard credit inquiry, which you have to agree to let the lender make because it affects your credit. ... This kind of prequalified offer isn’t a useful ...

5. Authorization hold - Wikipedia

   en.wikipedia.org/wiki/Authorization_hold

   Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

6. Prescreen - Wikipedia

   en.wikipedia.org/wiki/Prescreen

   Prescreen is the process by which a lender proactively evaluates a consumer's credit history in order to decide whether or not to offer them credit. The process of prescreening consumers happens without the consumers' knowledge and without any derogatory effects on their credit file. [1]

7. Pre-approval - Wikipedia

   en.wikipedia.org/wiki/Pre-approval

   In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1]For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.