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  2. Personal Property Security Act (Canada) - Wikipedia

    en.wikipedia.org/wiki/Personal_Property_Security...

    (1) Subject to this Act, the real and personal property of an Indian or a band situated on a reserve is not subject to charge, pledge, mortgage, attachment, levy, seizure, distress or execution in favour or at the instance of any person other than an Indian or a band. [10]

  3. Canada Mortgage and Housing Corporation - Wikipedia

    en.wikipedia.org/wiki/Canada_Mortgage_and...

    The full government guarantee extended to publicly securitized mortgage debt, and the low cost to lenders, means that there has been ongoing demand for the CMHC's securitization products. Today, CMHC holds a monopoly in the securitization of mortgage debt, and there is no viable private securitization market for mortgages in Canada. [42]

  4. Public housing in Canada - Wikipedia

    en.wikipedia.org/wiki/Public_housing_in_Canada

    The first major housing initiative in Canada was the Dominion Housing Act of 1935, which increased the amount of credit available for mortgage loans. [1] In 1938 the DHA was replaced with the National Housing Act. [1] In 1945 the Central Mortgage and Housing Corporation was established with the mandate the NHA. [2]

  5. How does a reverse mortgage work in Canada? - AOL

    www.aol.com/finance/does-reverse-mortgage-canada...

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  6. Affordable housing in Canada - Wikipedia

    en.wikipedia.org/wiki/Affordable_housing_in_Canada

    The 2005 Canadian Business article cautioned that the CMHC's mortgage insurance program was the most "lucrative line of insurance in Canada." [123] CMHC's government-backed mortgage insurance purchased at a flat, upfront fee for mortgage insurance through Canada Mortgage and Housing Corporation is obligatory for home buyers with down of less ...

  7. Good faith estimate - Wikipedia

    en.wikipedia.org/wiki/Good_faith_estimate

    This is often referred to as a "junk fee" and does not need to be included. 811 - Underwriting Fee; This is the cost of the loan underwriter (approver). "No fee" lenders typically do not include this and it is typically considered a "junk fee." 812 - Wire Transfer Fee; This is the cost of wiring the money around, which is usually done by escrow.

  8. Mortgage and refinance rates for Dec. 17, 2024: Average ... - AOL

    www.aol.com/finance/mortgage-and-refinance-rates...

    A mortgage point could cost 1% of your mortgage amount, which means about $5,000 on a $500,000 home loan, with each point lowering your interest rate by about 0.25%, depending on your lender and loan.

  9. Mortgage law - Wikipedia

    en.wikipedia.org/wiki/Mortgage_law

    This was the mortgage by conveyance (aka mortgage in fee) or, when written, the mortgage by charter and reconveyance [8] and took the form of a feoffment, bargain and sale, or lease and release. Since the lender did not necessarily enter into possession, had rights of action, and covenanted a right of reversion on the borrower, the mortgage was ...