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  2. Debt validation - Wikipedia

    en.wikipedia.org/wiki/Debt_validation

    Debt validation, or "debt verification", refers to a consumer's right to challenge a debt and/or receive written verification of a debt from a debt collector. The right to dispute the debt and receive validation are part of the consumer's rights under the United States Federal Fair Debt Collection Practices Act (FDCPA) and are set out in §809 of that act, which has been codified in Title 15 ...

  3. How to spot debt collection scams: 8 signs to watch out for

    www.aol.com/finance/spot-debt-collection-scams-6...

    Real debt collectors must provide essential details during their first contact with you. This is called “debt validation” and is regulated under the Fair Debt Collection Practices Act (FDCPA).

  4. What Is a Debt Validation Letter? Here’s What You ... - AOL

    www.aol.com/debt-validation-letter-receive-one...

    For premium support please call: 800-290-4726 more ways to reach us

  5. What is a 609 dispute letter? - AOL

    www.aol.com/finance/609-dispute-letter-221731481...

    The bottom line. It’s important to review your credit report regularly and dispute all inaccurate information. A Section 609 dispute letter allows consumers to request verification of accounts ...

  6. Mortgage elimination - Wikipedia

    en.wikipedia.org/wiki/Mortgage_elimination

    Mortgage elimination is a type of mortgage fraud in the United States.In this scam, the promoter first convinces a mortgage holder that the debt that has been contracted is invalid or legally unenforceable, usually due to a combination of alleged technicalities in the note, deed of trust, or other loan documentation signed; the promoters often link their rationale for debt elimination to ...

  7. Probability of default - Wikipedia

    en.wikipedia.org/wiki/Probability_of_default

    Probability of default (PD) is a financial term describing the likelihood of a default over a particular time horizon. It provides an estimate of the likelihood that a borrower will be unable to meet its debt obligations.

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