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2. Beyond your driving record: Can your credit score affect your ...

   www.aol.com/finance/car-insurance-credit-score...

   In most states, your credit score can be used to calculate your car insurance premium. And insurers are taking advantage of that, with 92% of carriers adding your credit score to their insurance ...

3. 8 Best Credit Unions for Car Loans - AOL

   www.aol.com/8-best-credit-unions-car-194043963.html

   What to look for: NIH Federal Credit Union offers standard beginning APRs of 2.24% for new and used auto loans with terms of up to 36 months, 2.74% for auto loans from 37 to 48 months and 2.99% ...

4. Car finance - Wikipedia

   en.wikipedia.org/wiki/Car_finance

   Spot delivery (or spot financing) is a term used in the automobile industry that means delivery a vehicle to a buyer prior to financing on the vehicle being completed. [6] Spot delivery is used by dealerships on the weekend or after bank hours to be able to deliver a vehicle when a final approval cannot be received from a bank. [ 6 ]

5. Planning To Buy a Car in 2024? Don’t Forget About These 8 ...

   www.aol.com/finance/planning-buy-car-2024-don...

   GAP insurance covers the difference between what your car is worth and the balance you owe on the loan if it sustains damage beyond repair in an accident or is stolen. Dealerships typically sell ...

6. Debt-to-income ratio - Wikipedia

   en.wikipedia.org/wiki/Debt-to-income_ratio

   The two main kinds of DTI are expressed as a pair using the notation / (for example, 28/36).. The first DTI, known as the front-end ratio, indicates the percentage of income that goes toward housing costs, which for renters is the rent amount and for homeowners is PITI (mortgage principal and interest, mortgage insurance premium [when applicable], hazard insurance premium, property taxes, and ...

7. Credit history - Wikipedia

   en.wikipedia.org/wiki/Credit_history

   An auto loan is a good example as the cardholder is generally making the same payment for 36, 48, or 60 months. While installment debt is considered in risk scoring systems, it is a distant second in its importance behind the revolving credit card debt. Installment debt is generally secured by an asset like a car, home, or boat.