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The affidavit must be notarized and all heirs have to agree in writing to using the affidavit, which can be a significant obstacle. Once it’s completed, however, financial institutions must ...
notarially executed, i.e. drawn up by two notaries and signed in presence of two witnesses or by one notary before four witnesses; this form of will must be dictated by the testator and drafted by the notary, must be read over to the testator in the presence of the witnesses, and must be signed by testator and witnesses;
The testator must clearly identify themselves as the maker of the will, and that a will is being made; this is commonly called "publication" of the will, and is typically satisfied by the words "last will and testament" on the face of the document.
For example, some states require that wills must use specific terminology or jargon, must be notarized, must be witnessed by a certain number of persons, or witnessed by disinterested parties who are not relatives, inherit nothing in the will, and are not nominated as an executor.
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A notary public, if authorized by the secretary of state to conduct electronic notarization, must maintain a journal of all electronic notarization. This journal must be in an electronic format and must be maintained by the notary or a designated custodian for ten (10) years after the performance of the last electronic notarization. [25]