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Florida’s car insurance laws make it clear that every driver must have an active car insurance policy that meets the following coverage limits in order to operate a vehicle legally: $10,000 ...
Florida Highway Safety and Motor Vehicles (FLHSMV) found that hit-and-run accidents rose 17 percent between 2020 and 2021. Furthermore, 304 fatalities resulted from hit-and-runs in 2021.
Uninsured motorist property damage coverage: This option, which is only available in a handful of states, pays for damage to your vehicle caused by someone without insurance, and may possibly be ...
A DMV may require an SR-22 from a driver to reinstate his or her driving privileges following an uninsured car accident or conviction of another traffic-related offense, such as a DUI. [5] [6] An SR-22 may be required for three years for conviction of driving without insurance or driving with a suspended license and up to five years for a DUI. [7]
The National Driver Register (NDR) [1] is a computerized database of information about United States drivers who have had their driver's licenses revoked or suspended, or who have been convicted of serious traffic violations, such as driving under the influence or drugs or alcohol (see 23 Code of Federal Regulations 1327 Appendix A for a complete list of violations). [2]
Most states require a victim to sue the uninsured motorist (or a fictitious John Doe hit and run driver when litigating the second category of uninsured motorist claim) for his injuries in order to prevail on a breach of contract action against the insurance carrier. Some states, such as Virginia, require that the victim actually obtain a ...
Understanding Florida’s car insurance laws may help you select the appropriate coverage level for your vehicle and circumstances. Over 20 percent of drivers in Florida are estimated to be ...
The department provides oversight and services in partnership with the various 67 Florida county tax collectors for the issuance of driver licenses, the Florida drivers license handbook [6] registrations and titling of automobiles, trailers, boats, and mobile homes. Florida residents who are at least 15 years old can obtain a learner license ...