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2. Capital requirement - Wikipedia

   en.wikipedia.org/wiki/Capital_requirement

   A key part of bank regulation is to make sure that firms operating in the industry are prudently managed. The aim is to protect the firms themselves, their customers, the government (which is liable for the cost of deposit insurance in the event of a bank failure) and the economy, by establishing rules to make sure that these institutions hold enough capital to ensure continuation of a safe ...

3. Federal Deposit Insurance Corporation - Wikipedia

   en.wikipedia.org/wiki/Federal_Deposit_Insurance...

   To qualify for deposit insurance, member banks must follow certain liquidity and reserve requirements. Banks are classified in five groups according to their risk-based capital ratio: Well capitalized: 10% or higher; Adequately capitalized: 8% or higher; Undercapitalized: less than 8%; Significantly undercapitalized: less than 6%

4. Federal Deposit Insurance Corporation Improvement Act of 1991

   en.wikipedia.org/wiki/Federal_Deposit_Insurance...

   An Act to reform Federal deposit insurance, protect the deposit insurance funds, recapitalize the Bank Insurance Fund, improve supervision and regulation of insured depository institutions, and for other purposes. Nicknames: Bank Enterprise Act of 1991: Enacted by: the 102nd United States Congress: Effective: December 19, 1991: Citations ...

5. How to make sure your bank is FDIC-insured — and what to ...

   www.aol.com/finance/how-to-confirm-bank-fdic...

   While FDIC insurance protects your bank deposits up to $250,000, SIPC insurance safeguards your investment accounts differently. The Securities Investor Protection Corporation (SIPC) provides up ...

6. Fed extends comment period on proposed bank capital requirements

   www.aol.com/finance/fed-extends-period-proposed...

   The Federal Reserve Friday announced it will extend the comment period for proposed higher bank capital requirements in the wake of banks' complaints the requirements would hurt lending.

7. 6 best ways to FDIC-insure your excess bank deposits - AOL

   www.aol.com/finance/ways-to-insure-excess-bank...

   For instance, Bask Bank is the online division of Texas Capital Bank, which means its deposits are FDIC insured by Texas Capital. If you already have $250,000 in a Texas Capital savings account ...