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  2. Personal loan alternatives for bad-credit borrowers - AOL

    www.aol.com/finance/alternatives-bad-credit...

    8 personal loan alternatives for bad-credit borrowers While bad credit loans provide quick access to cash, other options may offer lower costs and — in some cases — similar speed.

  3. Alternative loans for fair credit borrowers - AOL

    www.aol.com/finance/alternative-loans-fair...

    5 personal loan alternatives. Personal loans can be used to finance almost any expense, which is why they’re so popular among consumers. But if you can’t qualify for one or would rather avoid ...

  4. Personal loans for college students: Should you ever consider ...

    www.aol.com/finance/consider-getting-personal...

    Alternatives to using a personal loan for school. If a personal loan isn’t a good fit, you’re not entirely out of luck. You may qualify for free funding sources, including scholarships and ...

  5. 10 alternatives to personal loans and who they’re for - AOL

    www.aol.com/finance/alternatives-personal-loans...

    1. Credit cards. People often choose credit cards over personal loans because of the payment flexibility they offer. You can use as much or little of your available credit as you want, versus ...

  6. Should I get a personal loan? Here are the pros and cons - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    Personal loans often come with lower interest rates than credit cards. As of July 2024, the average personal loan rate is 12.38 percent, while the average credit card rate is 20.73 percent.

  7. The biggest pros and cons of personal loans for bad credit - AOL

    www.aol.com/finance/pros-cons-bad-credit-loans...

    Bad credit loans come with higher interest rates than other types of personal loans. Rates may be similar to those of credit cards , which averaged 20.66 percent in May. But credit card interest ...

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