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2. Letter of credit - Wikipedia

   en.wikipedia.org/wiki/Letter_of_credit

   A letter of credit can be transferred to the second beneficiary at the request of the first beneficiary only if it expressly states that the letter of credit is transferable. A bank is not obligated to transfer a credit. It can further be transferred to more than one alternate beneficiary as long as it allows partial shipments.

3. How do balance transfers work, and will one work for you? - AOL

   www.aol.com/finance/balance-transfers-one...

   A balance transfer is when you move your balance from one credit card to another offering a lower or 0% annual percentage rate (APR) for a set period of time, usually six months to up to two years ...

4. What Is a Balance Transfer? Everything You Need to Know - AOL

   www.aol.com/balance-transfer-everything-know...

   Credit card interest rates make it expensive to carry a balance, but a balance transfer can ease the pain. Find out how it works and how to get started. What Is a Balance Transfer?

5. What is a balance transfer — and is it a good idea for debt?

   www.aol.com/finance/balance-transfer-good-idea...

   A balance transfer is a transaction that moves existing debt from one source of debt to a different credit card. If you transfer the balance from a credit card with a higher APR to a card with a ...

6. 6 things to do after completing a balance transfer - AOL

   www.aol.com/finance/6-things-completing-balance...

   Key takeaways. A balance transfer is a good way to eliminate existing credit card debt over a set number of months, usually at a lower interest rate.

7. What happens to your credit card after a balance transfer? - AOL

   www.aol.com/finance/happens-credit-card-balance...

   Key takeaways. When you transfer a balance to a new card, the old card’s balance will read as $0 unless you have pending purchases or are unable to transfer the full amount.