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2. How to write a letter of explanation for a mortgage - AOL

   www.aol.com/finance/write-letter-explanation...

   If you do, your lender will request one. When you apply for a mortgage, you’ll need to hand over plenty of documentation: your bank statements, tax returns, pay stubs and details on your debts ...

3. Can a goodwill letter get late payments removed from your ...

   www.aol.com/finance/goodwill-letters-payments...

   A goodwill letter is a formal letter sent to a creditor, lender or collection agency to request forgiveness for a late payment or other negative item on your credit report. In the letter, you ...

4. Clear an outstanding balance on an inactive account - AOL Help

   help.aol.com/articles/mailing-address-to-clear...

   This process only applies to inactive accounts - For outstanding balances on active accounts, update your payment method online. Send us your information. We'll need you to send us the information necessary: • Your name • Your AOL username • A check or money order to cover the balance

5. Dunning (process) - Wikipedia

   en.wikipedia.org/wiki/Dunning_(process)

   Communications progress from gentle reminders to threatening letters and phone calls and more or less intimidating location visits as accounts become more overdue. Laws in each country regulate the form that dunning can take. It is generally unlawful to harass or threaten consumers. It is acceptable to issue firm reminders and to take all ...

6. How to cancel a credit card without hurting your credit score

   www.aol.com/finance/cancel-credit-card-without...

   Remember, the account should read “closed at customer request.” If there’s a mistake, don’t call the credit bureaus. Call the issuer’s customer service number on the back of the card to ...

7. Banker's acceptance - Wikipedia

   en.wikipedia.org/wiki/Banker's_acceptance

   A banker's acceptance is a document issued by a bank institution that represents a bank's commitment to make a requested future payment. The request will typically specify the payee, the amount, and the date on which it is eligible for payment. After acceptance, the request becomes an unconditional liability of the bank.