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To find out how much your benefit will be reduced if you begin receiving benefits from age 62 up to your full retirement age, use the chart below and select your year of birth. This example is based on an estimated monthly benefit of $1000 at full retirement age.
Use the Social Security full retirement age calculator to find out when you are eligible for unreduced retirement benefits based on your birth year.
We have a calculator that computes the percentage reduction or percentage increase in benefits for retirees when selecting early or delayed retirement. We have a similar calculator for reduced spousal benefits .
If you were born in 1960 your full retirement age is 67. Find out how your Social Security benefits will be affected based on when you begin receiving benefits.
If you do not give a retirement date and if you have not reached your normal (or full) retirement age, the Quick Calculator will give benefit estimates for three different retirement ages. Select to see your benefit estimate in
The full retirement age increases gradually if you were born from 1955 to 1960, until it reaches 67. For anyone born 1960 or later, full retirement benefits are payable at age 67. You can find your full retirement age by birth year in the full retirement age chart.
The current full retirement age is 67 years old for people attaining age 62 in 2024. (The age for Medicare eligibility remains at 65.) See Benefits By Year Of Birth for more information.
If you were born in 1958 your full retirement age is 66 and 8 months. Find out how your Social Security benefits will be affected based on when you begin receiving benefits.
If you were born between 1943 and 1954 your full retirement age is 66. Find out how your Social Security benefits will be affected if you apply before your full retirement age.
The full retirement age is 66 if you were born from 1943 to 1954. The full retirement age increases gradually if you were born from 1955 to 1960 until it reaches 67. For anyone born 1960 or later, full retirement benefits are payable at age 67. The chart on the next page lists the full retirement age by year of birth.