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  2. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [2] A borrower's credit score is the result of a mathematical algorithm applied to a credit report and other sources of information to predict future delinquency.

  3. What is credit history? - AOL

    www.aol.com/finance/credit-history-220213029.html

    Your credit report contains input on your credit accounts and payments, and it helps establish your credit history. Your credit score is a numerical rating of your creditworthiness based on your ...

  4. How length of credit history affects your credit score - AOL

    www.aol.com/finance/length-credit-history...

    Your length of credit history is somewhat minor compared with other credit score factors like payment history or credit utilization. But length of credit history accounts for 15 percent of your ...

  5. What is a good credit score? - AOL

    www.aol.com/finance/good-credit-score-223352206.html

    Your payment history reflects your history of making payments on time (or not) and accounts for 35 percent of your credit score. Amounts owed The outstanding balances on your credit accounts make ...

  6. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    Credit scores are designed to measure the risk of default by taking into account various factors in a person's financial history. Although the exact formulas for calculating credit scores are secret, FICO has disclosed the following components: [8] [9] Payment history (35%): Best described as the presence or lack of derogatory information.

  7. Credit score - Wikipedia

    en.wikipedia.org/wiki/Credit_score

    The CIBIL credit score is a three digit number that represents a summary of individuals' credit history and credit rating. This score ranges from 300 to 900, with 900 being the best score. Individuals with no credit history will have a score of −1. If the credit history is less than six months, the score will be 0.

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