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  2. How to consolidate debt without hurting your credit

    www.aol.com/finance/consolidate-debt-without...

    Your credit score: One goal of debt consolidation is to reduce the interest rate on your debt. The idea here is to pay a lower interest rate on a consolidation loan or balance transfer credit card ...

  3. Cash-out refinance explained: How it works — and when it can ...

    www.aol.com/finance/what-is-cash-out-refinance...

    Making strategic real estate ... financial documents like your W-2s, tax returns and bank statements. ... with debt management. While consolidating high-interest debt through a cash-out refinance ...

  4. 4 types of debt you can consolidate

    www.aol.com/finance/3-types-debt-consolidate...

    Not only will consolidating your credit card debt simplify your repayment process, it can also save you thousands of dollars in interest accrual, as personal loans have an average interest rate of ...

  5. Cash out refinancing - Wikipedia

    en.wikipedia.org/wiki/Cash_out_refinancing

    Cash out refinancing (in the case of real property) occurs when a loan is taken out on property already owned in an amount above the cost of transaction, payoff of existing liens, and related expenses. Strictly speaking, all refinancing of debt is "cash-out," when funds retrieved are utilized for anything other than repaying an existing loan.

  6. 8 Ways to Use a Debt Consolidation Loan for Your Credit Card Debt

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    Shop for a Debt Consolidation Loan: Look for lenders offering debt consolidation loans with favorable terms, such as lower interest rates than what you're paying on your credit cards, and longer ...

  7. How does debt consolidation work? Answers from someone who’s ...

    www.aol.com/finance/debt-consolidation-loans...

    Debt consolidation loans can help you manage your debt, but only if you can afford to make the monthly payments now and in the future. Debt consolidation is a popular way to manage and organize ...

  8. What is a debt consolidation loan — and can it help you lower ...

    www.aol.com/finance/what-is-a-debt-consolidation...

    Benefits of consolidating debt with a loan. You can save money. If you can qualify a lower rate than your original debts, the total cost of the loan will naturally be lower, even if you take the ...

  9. 5 best debt consolidation options

    www.aol.com/finance/5-best-debt-consolidation...

    Bankrate’s take:Debt consolidation loanscan be used for consolidating credit card debt, medical debt and student loan debt. 4. Peer-to-peer loan. Peer-to-peer (P2P) lending platforms pair ...