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2. When does debt fall off your credit report? - AOL

   www.aol.com/finance/does-debt-fall-off-credit...

   Type of derogatory mark. Length of time. Hard Inquiries. 2 years. Money owed to or guaranteed by the government. 7 years. Late payments. 7 years. Foreclosures

3. Help! I Owe the IRS Federal Taxes. What Are My Payment ... - AOL

   www.aol.com/finance/help-owe-irs-federal-taxes...

   The IRS Fresh Start program or Fresh Start initiative was established in 2011 to help eligible taxpayers manage past-due tax ... to stay in favor with the IRS, without paying more than you need to ...

4. How credit inquiries affect your credit score - AOL

   www.aol.com/finance/credit-inquiries-affect...

   Many credit card issuers offer access to your credit score for free (some even offer credit monitoring). If a credit-tracking app or website does make an inquiry into your file as part of its ...

5. How does a tax lien affect your credit score? - AOL

   www.aol.com/finance/does-tax-lien-affect-credit...

   Previously, a tax lien on your credit report could do significant damage to your credit score. All of that changed in 2017 when the credit bureaus began re-evaluating the way they reported civil ...

6. Paying in Full vs. Partial Payments: Which Is Best for Your ...

   www.aol.com/paying-full-vs-partial-payments...

   A low utilization ratio can boost your credit because this ratio makes up 30% of your credit score, advised a spokesperson for credit card products at Navy Federal Credit Union.

7. What you need to know about your credit score - AOL

   www.aol.com/finance/know-credit-score-044447556.html

   This guide goes over the main determinants of your credit score, which factors matter the most and more.

8. Can you remove hard inquiries from your credit report? - AOL

   www.aol.com/finance/remove-hard-inquiries-credit...

   If the company can’t prove you authorized the inquiry, it should contact the credit bureaus to get the incorrect hard credit check removed from your credit report. 2. Tell the credit bureaus

9. How to Pull a Free Annual Credit Report - AOL

   www.aol.com/news/pull-free-annual-credit-report...

   However, you're entitled to a free copy of each report only one time per year, so you can't request a report from a credit bureau you've received one from within the past year.