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  2. BAI (file format) - Wikipedia

    en.wikipedia.org/wiki/BAI_(file_format)

    BAI, or the BAI file format, is a file format for performing electronic cash management balance reporting. The BAI format was developed and previously maintained by the Bank Administration Institute (BAI). [ 1 ]

  3. SWIFT message types - Wikipedia

    en.wikipedia.org/wiki/SWIFT_message_types

    The second digit (0) represents a group of related parts in a transaction life cycle. The group indicated by 0 is a financial institution transfer. The third digit (4) is the type that denotes the specific message. There are several hundred message types across the categories. The type represented by 4 is a notification.

  4. ISO 20022 - Wikipedia

    en.wikipedia.org/wiki/ISO_20022

    The switch involves transactions for settling payments related to the Eurosystem's monetary policy operations, as well as bank‑to‑bank and commercial transactions. TARGET2 previously handled transactions for over 2000 G€ per day. [6] In the United States, The Federal Reserve's FedNow instant payments service uses ISO 20022 messaging. [7]

  5. Quicken Interchange Format - Wikipedia

    en.wikipedia.org/wiki/Quicken_Interchange_Format

    A viable way to overcome this problem is to set up a journal report, to show all journal entries. Print the report using the "print to file" option. Set the file type to Excel before printing. Rename the extension of the resulting file from PRN to CSV. Use this XL2QIF Excel macro to convert to QIF. The Excel file may need to be reorganized to ...

  6. Money creation - Wikipedia

    en.wikipedia.org/wiki/Money_creation

    [36] [37] [note 5] The major argument offered by dissident analysis is that any bank balance-sheet expansion (e.g. through a new loan) that leaves the bank short of the required reserves may affect the return it can expect on the loan, because of the extra cost the bank will undertake to return within the ratios limits – but this does not and ...

  7. What to do if a bank rejects you for a checking account - AOL

    www.aol.com/finance/bank-rejects-checking...

    Here’s how bank history reports work and what you should do if you’ve been denied a checking account. Know your banking history There are a few reasons your bank account may be closed for cause:

  8. Open Financial Exchange - Wikipedia

    en.wikipedia.org/wiki/Open_Financial_Exchange

    The specification allows for bank- and application-specific extensions, although only a subset is necessary to describe a financial transaction. Versions 1.0 through 1.6 relied on SGML for data exchange, but later versions are XML based. According to the main OFX site, "The specification is freely licensed, allowing any software developer to ...

  9. Blacklisted by ChexSystems? Here’s what it is and what to do

    www.aol.com/finance/blacklisted-chexsystems...

    “A history of overdrawn accounts will be reflected on your ChexSystems report and could stand in the way of getting a new checking account much the way a history of loan defaults would make ...