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2. Student loan default in the United States - Wikipedia

   en.wikipedia.org/wiki/Student_loan_default_in...

   Defaulting on a loan happens when repayments are not made for a certain period of time as defined in the loan's terms of agreement, typically a promissory note. For federal student loans, default requires non-payment for a period of 270 days. For private student loans, default generally occurs after 120 days of non-payment. [1]

3. Voluntary Flexible Agreement - Wikipedia

   en.wikipedia.org/wiki/Voluntary_Flexible_Agreement

   The Voluntary Flexible Agreement (VFA) was created by the United States Congress in 1998 during a reauthorization of the Higher Education Act of 1965.The VFA enables Federal Family Education Loan Program (FFELP) guarantors to develop programs and techniques to help borrowers avoid student-loan default and all of its negative consequences.

4. Higher Education Relief Opportunities For Students Act

   en.wikipedia.org/wiki/Higher_Education_Relief...

   In March 2020, the CARES Act passed by Congress included a pause on federal student loans repayments and interest until September 30, 2020. [8] On August 8, 2020, the Trump administration issued a memorandum instructing the Secretary of Education to pause on student loan payments and interest through December 31, 2020 using the authority ...

5. How long should you keep your student loan records and ... - AOL

   www.aol.com/news/2019-04-12-how-long-should-you...

   2. Monthly student loan bills. You might still be receiving monthly bills in the mail for your student loan payments. These can be worthwhile if you prefer to confirm the accuracy of your monthly ...

6. Student loans: New loan servicers may complicate payment ...

   www.aol.com/finance/student-loans-loan-servicers...

   Around 44% of federal student loan borrowers who begin repayment in October have a new loan service provider, according to the Consumer Financial Protection Bureau, after three loan service ...

7. How To Get the Student Loan Interest Deduction - AOL

   www.aol.com/student-loan-interest-deduction...

   The pandemic-era relief provided by the student loan payment moratorium ended in 2023, and by 2024, borrowers were back in the routine of paying their college debt — with interest.