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  2. Hire purchase - Wikipedia

    en.wikipedia.org/wiki/Hire_purchase

    For example, in cases where a buyer cannot afford to pay the asked price for an item of property as a lump sum but can afford to pay a percentage as a deposit, a hire-purchase contract allows the buyer to hire the goods for a monthly rent. When a sum equal to the original full price plus interest has been paid in equal installments, the buyer ...

  3. Actuarial present value - Wikipedia

    en.wikipedia.org/wiki/Actuarial_present_value

    The actuarial present value (APV) is the expected value of the present value of a contingent cash flow stream (i.e. a series of payments which may or may not be made). ). Actuarial present values are typically calculated for the benefit-payment or series of payments associated with life insurance and life

  4. Severance package - Wikipedia

    en.wikipedia.org/wiki/Severance_package

    The fraction of the compensation that exceeds 3 times the local annual average salary shall be taxed as individual income tax as follows: For those employees receiving a lump sum compensation, the lump sum can be considered as receiving monthly salaries in one time, and shall be allocated to a certain period in average amount.

  5. How to calculate the present and future value of annuities - AOL

    www.aol.com/finance/calculate-present-future...

    For example, a lottery winner may opt to receive a series of payments over time instead of a single lump sum distribution. This can also be called an annuity. Two terms related to annuities are ...

  6. My balance transfer period ended, but I still have debt. What ...

    www.aol.com/finance/balance-transfer-period...

    Options for handling the remaining balance include making a lump sum payment, revamping the payment plan, taking out a debt consolidation loan or transferring the balance to another 0 percent APR ...

  7. Can I Cash Out My Pension When Leaving a Job? - AOL

    www.aol.com/cash-pension-leaving-job-141134422.html

    If you receive a lump sum pension payment when you leave a job, rolling the money into an IRA can help you avoid a costly tax bill associated with the distribution. By opting for a direct rollover ...

  8. Lump sum payout vs. annuity from a pension: How to decide - AOL

    www.aol.com/finance/lump-sum-payout-vs-annuity...

    Lump sum vs. annuity: 6 factors to consider when making your decision. Everyone’s financial situation is different, so it’s important to consider a few key factors — such as tax implications ...

  9. Annual leave - Wikipedia

    en.wikipedia.org/wiki/Annual_leave

    Annual leave, also known as statutory leave, is a period of paid time off work granted by employers to employees to be used for whatever the employee wishes. Depending on the employer's policies, differing number of days may be offered, and the employee may be required to give a certain amount of advance notice, may have to coordinate with the employer to be sure that staffing is available ...