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It is crucial to document everything for your records, so consider sending a letter via certified mail for proof of delivery. Negotiating your debts down is not only possible, it can be a powerful ...
Negotiating with a collection agency or junk debt buyer is somewhat similar to negotiating with a credit card company or other original creditor. However, many collection agencies (or junk debt buyers) will agree to take less of the owed amount than the original creditor, because the junk debt buyer has purchased the debt for a fraction of the ...
When a provision of law requires that repossession takes place, the lien holder has a non-delegatable obligation not to cause a breach of the peace (which is synonymous with disturbing the peace) in performing the repossession or the repossession will be reversed, and the party ordering the repossession will be liable for damages (or the lienholder will be held responsible).
In the case of mortgage possession or repossession, if the home is sold or auctioned for a price that exceeds the loan balance, those funds are returned to the consumer. Mortgage possession involves legal proceedings in which a mortgagee or other lienholder , usually a lender, obtains a court order for possession of a property, prior to ...
The effects of the coronavirus pandemic have been especially burdensome on auto loans borrowers. Unlike student loans and mortgages, there are no government-backed relief programs to cover a ...
You could try to settle your debt and not have the outcome you were hoping for, leaving you with more debt from late fees and interest rates and a worse credit score from missed payments. Debt ...
Replevin (/ r ɪ ˈ p l ɛ v ɪ n /) or claim and delivery (sometimes called revendication) is a legal remedy which enables a person to recover personal property taken wrongfully or unlawfully, and to obtain compensation for resulting losses.
One does not need to establish a private mail delivery service for the occasional commercial transport of a letter outside the mails so long as the rate which would have been due to the USPS is affixed in stamps, the stamps are cancelled in ink, and the date of receipt by the carrier or the transport of the letter, are noted thereon.