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  2. Worried about outliving your savings? 5 retirement withdrawal ...

    www.aol.com/finance/maximizing-returns-from...

    The 4% rule says to take out 4% of your tax-deferred accounts — like your 401(k) — in your first year of retirement. Then every year after that, you increase your retirement withdrawals by the ...

  3. Can I Cash Out My Pension When Leaving a Job? - AOL

    www.aol.com/cash-pension-leaving-job-141134422.html

    In the ever-changing landscape of retirement planning, understanding the options available for your pension plan is crucial. One common question that arises when leaving a job is whether you can ...

  4. Need $1,000 Fast? A New IRS Rule Lets You Pull It out of ...

    www.aol.com/1-000-fast-irs-rule-100009526.html

    Image source: Getty Images. Pulling money out of retirement accounts generally means paying income tax on the withdrawal, plus a 10% penalty. There's a good reason for this -- the more you pull ...

  5. Retirement spend-down - Wikipedia

    en.wikipedia.org/wiki/Retirement_spend-down

    The appeal of retirement age flexibility is the focal point of an actuarial approach to retirement spend-down that has spawned in response to the surge of baby boomers approaching retirement. The approach is based on personal asset/liability matching process and present values to determine current year and future year spending budget data points.

  6. Pension fund - Wikipedia

    en.wikipedia.org/wiki/Pension_fund

    A pension fund, also known as a superannuation fund in some countries, is any program, fund, or scheme which provides retirement income. The U.S. Government's Social Security Trust Fund, which oversees $2.57 trillion in assets, is the world's largest public pension fund. Pension funds typically have large amounts of money to invest and are the ...

  7. Pension buyout - Wikipedia

    en.wikipedia.org/wiki/Pension_buyout

    A pension buyout (alternatively buy-out) is a type of financial transfer whereby a pension fund sponsor (such as a large company) pays a fixed amount in order to free itself of any liabilities (and assets) relating to that fund. The other party, usually an insurer, receives the payment but takes on responsibility for meeting those liabilities.

  8. Stop Treating Your Retirement Account Like a Piggy Bank - AOL

    www.aol.com/news/2013-01-26-retirement-account...

    With Social Security and Medicare facing long-term threats to their fiscal health, and company pensions going the way of the dodo, you know how important it is to set money aside for your retirement.

  9. 6 Steps You Must Take Before Withdrawing Any Money From Your ...

    www.aol.com/6-steps-must-withdrawing-money...

    You might think twice about taking out “only” $10,000 from your 401(k) at a young age if you instead imagine the $109,000 you’re essentially taking out of your future retirement account balance.