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  2. How to calculate loan payments and costs - AOL

    www.aol.com/finance/calculate-loan-payments...

    Auto loan calculator. Before heading to the dealership or looking online for a car, ... Make extra payments toward your loan principal. If you can’t afford a shorter term, make an extra payment ...

  3. How to calculate interest on a car loan - AOL

    www.aol.com/finance/calculate-interest-car-loan...

    The Bankrate auto loan calculator will also provide a full amortization schedule so you can see the amount of interest you’re paying each month and the total interest paid over the life of the loan.

  4. Does Paying Principal Lower Car Payments? - AOL

    www.aol.com/does-paying-principal-lower-car...

    Learn whether paying principal lowers your monthly car payments, find out what paying extra in principal offers, and discover other methods to lower payments.

  5. Amortization calculator - Wikipedia

    en.wikipedia.org/wiki/Amortization_calculator

    An amortization calculator is used to determine the periodic payment amount due on a loan (typically a mortgage), based on the amortization process.. The amortization repayment model factors varying amounts of both interest and principal into every installment, though the total amount of each payment is the same.

  6. Debt snowball method - Wikipedia

    en.wikipedia.org/wiki/Debt_snowball_method

    Pay the minimum payment plus the extra amount towards that smallest debt until it is paid off. Note that some lenders (mortgage lenders, car companies) will apply extra amounts towards the next payment; in order for the method to work the lenders need to be contacted and told that extra payments are to go directly toward principal reduction.

  7. How to Save Money by Lowering Your Monthly Car Payments - AOL

    www.aol.com/save-money-lowering-monthly-car...

    Here we outline different ways to help save money on your car payment. You can take steps to lower your car payment before and after the initial purchase of your vehicle. Here we outline different ...