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In the used car market in the United States and Canada, buy here, pay here, often abbreviated as BHPH, refers to a method of running an automobile dealership in which dealers themselves extend credit to purchasers of automobiles. [1] Typically, purchasers of cars at BHPH dealerships have poor credit history, and loans have high interest rates. [1]
In the business, such dealers are called "Buy Here Pay Here" dealerships. These stores can make loans directly to customers because they have some means of recovering the vehicle if the customer defaults on the loan. The means by which "Buy Here Pay Here" dealers can recover a vehicle vary by state. Most dealers utilize indirect lenders.
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After long deliberations including the offer of $227 million in subsidies, a 2,000-acre (8.1 km 2) site on the far south side of San Antonio was selected as the location for the new 2,000,000-square-foot (190,000 m 2) assembly plant. [3] [4] Toyota broke ground at the new plant site on 17 October 2003. [5]
The most well-known iBuyers in the country, Opendoor and Offerpad, both also actively buy homes in San Antonio. These work on a similarly fast timeline and also make quick, all-cash offers, but ...
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