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The remittance market has been growing steadily for decades. Yet despite the growing demand, larger traditional banking institutions have been reluctant to offer competitive remittance services. Remittance services of banking institutions likely account for less than 5-10% of U.S.- Latin America money transfers. Despite Large profit margins ...
Remittances, defined as monetary transfers made by migrants to their home countries, play a crucial role in global economies and the livelihoods of individuals and families. In some countries, remittances account for more than 30% of the total economic output.
A remittance is a non-commercial transfer of money by a foreign worker, a member of a diaspora community, or a citizen with familial ties abroad, for household income in their home country or homeland. Money sent home by migrants competes with international aid as one of the largest financial inflows to developing countries.
In anthropology, cultural remittances are the ensembles of ideas, values, and expressive forms introduced into societies of origin by emigrants and their families as they return home, sometimes for the first time, temporary visits, or permanent resettlement. The term, which has been summarized as "product sent back", developed in the early ...
Within the transnationalism framework, Jeffrey Cohen and Dennis Conway have detailed a debate in which remittances are treated as either sources of development (for example by funding water infrastructure projects in sending communities) or dependency (by perpetuating a cycle migration and remittances to maintain households and communities). [6]
An informal value transfer system is an alternative and unofficial remittance and banking system, that pre-dates current day modern banking systems. The systems were established as a means of settling accounts within villages and between villages. It existed as far back as over 4000 years ago and even more. [1] [2]
For example, in Indonesia has a large degree of labor market segmentation, as women tend to work in domestic labor, factory work. Development in parts of the Middle East and Asia has created a demand for domestic workers, and institutions have been developed that recruit, train, send and place these workers.
Advanced Placement (AP) Human Geography (also known as AP Human Geo, AP Geography, APHG, AP HuGe, APHug, AP Human, HuGS, AP HuGo, or HGAP) is an Advanced Placement social studies course in human geography for high school, usually freshmen students in the US, culminating in an exam administered by the College Board.