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  2. 19 Banks That Don’t Use ChexSystems - AOL

    www.aol.com/finance/19-banks-don-t-chexsystems...

    Green Dot’s reloadable, prepaid debit card does not use ChexSystems, and no credit check is required. Prepaid debit card details include: Monthly fees: $7.95, unless you load $1,000 or more on ...

  3. Blacklisted by ChexSystems? Here’s what it is and what to do

    www.aol.com/finance/blacklisted-chexsystems...

    If you’ve been blacklisted by ChexSystems for a negative banking history, there are second-chance or safe bank account options available. –Bankrate’s René Bennett contributed to this ...

  4. How to clear up your ChexSystems report - AOL

    www.aol.com/finance/clear-chexsystems-report...

    Your ChexSystems report might contain information from Certegy, another consumer reporting agency that offers check authorization services to merchants. You can get a free copy of your Certegy report.

  5. Check verification service - Wikipedia

    en.wikipedia.org/wiki/Check_verification_service

    The bank would ask for the account number, the name on the check, the amount and the check number and just look up the account. Due to banks issuing privacy policies [ 8 ] [ 9 ] designed to protect identity and fraud, telephone merchant funds verification by calling the bank directly is now rare for any bank or credit union to offer this service.

  6. ChexSystems - Wikipedia

    en.wikipedia.org/wiki/ChexSystems

    A ChexSystems report examines data submitted by banks in the past five years. A report may describe banking irregularities such as check overdrafts, unsettled balances, depositing fraudulent checks, or suspicious account handling. Banks may refuse to open a new deposit account for a consumer that has a negative item reported.

  7. What Is ChexSystems? Everything You Need To Know - AOL

    www.aol.com/finance/chexsystems-everything-know...

    Many consumers have still qualified for standard checking options despite having a ChexSystems record. The bank’s decision is based in part on your ChexSystems Consumer Score. The closer your ...

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