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  2. Calculator: How Much Life Insurance Do I Really Need? - AOL

    www.aol.com/lifestyle/calculator-much-life...

    Are you sure you’ve calculated the right amount of life insurance to fully protect your family’s financial future?

  3. Indexed universal life - Wikipedia

    en.wikipedia.org/wiki/Indexed_universal_life

    Indexed life usually provides a floor of 0%, but offers higher upside interest crediting based on the performance of an outside stock index such as the S&P 500 Index. Indexed life insurance is a moderately conservative interest-sensitive life insurance product. [2] [3]

  4. What is cash value life insurance? - AOL

    www.aol.com/finance/cash-value-life-insurance...

    How does cash value life insurance work? Cash value life insurance is permanent life insurance with a cash accumulation component. As long as premiums are paid, these policies are designed to last ...

  5. Cash value - Wikipedia

    en.wikipedia.org/wiki/Cash_value

    The determination of the cash value, both the base amount and the applicable surrender charge, in the contract can be explicit by determining the value for each surrender date (guaranteed cash values), by referring to the value of specific investments or subject to the discretion of the insurance company, which is often executed to bring cash values in line with values of the investments of ...

  6. Variable universal life insurance - Wikipedia

    en.wikipedia.org/wiki/Variable_universal_life...

    Variable universal life insurance (often shortened to VUL) is a type of life insurance that builds a cash value. In a VUL, the cash value can be invested in a wide variety of separate accounts, similar to mutual funds, and the choice of which of the available separate accounts to use is entirely up to the contract owner.

  7. How much life insurance do I need? - AOL

    www.aol.com/finance/much-life-insurance...

    However, with all the different types of life insurance policies and varying levels of coverage, selecting the right life insurance policy for your needs—and the right amount of coverage—may ...

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