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  2. Penalties for driving without insurance in Illinois - AOL

    www.aol.com/finance/penalties-driving-without...

    In Illinois, what happens to an uninsured driver who gets into an accident is based on who was at fault for the accident. Illinois law states that modified comparative negligence is the standard ...

  3. What is an insurance claim and when should you file one? - AOL

    www.aol.com/finance/insurance-claim-file-one...

    No-fault does not mean someone did not cause an accident, and the at-fault driver can still be held liable for damages beyond what everyone’s no-fault insurance covered. Each state has a ...

  4. What does no-fault state mean? - AOL

    www.aol.com/finance/does-no-fault-state-mean...

    The details of each accident will vary, but the process of determining fault after an accident is usually the same. In an at-fault state, fault is determined by the party that caused the accident.

  5. Personal injury protection - Wikipedia

    en.wikipedia.org/wiki/Personal_injury_protection

    A Michigan no-fault policy provides unlimited medical and rehabilitation benefits. [4] Claimants involved in an auto accident are wise to submit their own insurance information to their medical providers, as third party carriers are under no legal obligation to pay a claimant's medical bills, while first party carriers are.

  6. Point system (driving) - Wikipedia

    en.wikipedia.org/wiki/Point_system_(driving)

    In jurisdictions which use a point system, the police or licensing authorities maintain a record of the demerit points accumulated by each driver. Traffic offenses, such as speeding or disobeying traffic signals, are each assigned a certain number of points, and when a driver is determined to be guilty of a particular offence, the corresponding number of points are added to the driver's total.

  7. Atiyah's Accidents, Compensation and the Law - Wikipedia

    en.wikipedia.org/wiki/Atiyah's_Accidents...

    The Fault Principle is not a moral principle because a Defendant may be negligent without being morally culpable and vice versa. Atiyah pointed out that if the focus of the fault principle was to punish the offending party, why is there vicarious liability , and liability insurance , which allow the actual wrongdoer to escape paying the victim ...

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