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Follow this path if you're going to get retirement or disability benefits from Social Security at least 4 months before you turn 65. You’ll get Medicare Part A (Hospital Insurance) and Part B (Medical Insurance) automatically when you turn 65.
Some people get Medicare automatically, others have to actively sign up -- it depends if you start getting retirement or disability benefits from Social Security before you turn 65. What do Social Security benefits have to do with getting Medicare?
Coverage always starts on the first of the month. If you qualify for premium-free Part A: Your Part A coverage starts the month you turn 65. (If your birthday is on the first of the month, coverage starts the month before you turn 65.) Part B (and premium-Part A): Coverage starts based on the month you sign up:
If you (or your spouse) are still working when you turn 65, Medicare works a little differently. Answer a few questions to find out when to sign up, or review some common situations.
Generally, you’re first eligible to sign up for Part A and Part B starting 3 months before you turn 65 and ending 3 months after the month you turn 65. (You may be eligible for Medicare earlier, if you get disability benefits from Social Security or the Railroad Retirement Board.)
Most people get Medicare Part A (Hospital Insurance) and Part B (Medical Insurance) when first eligible (usually when turning 65). Answer a few questions to check when and how to sign up based on your personal situation. Learn about Part A and Part B sign up periods and when coverage starts.
Working past 65. Find out what to do if you’re still working & how to get Medicare when you retire. Medicare offers different options for you to get health care coverage. Start here to get the basics and find out how Medicare works before you look at your coverage options.
Follow this path if you’re waiting until you turn 65 or older to collect Social Security benefits. When you’re ready, you’ll have to contact Social Security to sign up for Medicare.
You automatically get Medicare when you turn 65. You’ll get Part A (Hospital Insurance) and Part B (Medical Insurance) . We’ll mail you a welcome package with your Medicare card 3 months before your Medicare coverage starts.
What happens when I turn 65? When you become eligible for Medicare, you may need to enroll in both Medicare Part A (Hospital Insurance) and Part B (Medical Insurance) to get full benefits from your retiree coverage. You have a limited time to sign up for Medicare without paying a penalty.