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The APY is the amount of interest the CD earns in a year — including compounding. Unlike a savings account, CD rates are fixed, meaning they won’t change over the life of your term.
The best APY on a widely available CD remains 5.51%, offered on a one-year term. Highest-yielding terms range from three months to two years, for which the top earners pay 5.00% APY or more.
The highest overall CD APY is 5.51 percent, which is offered on a one-year term. The second highest APY is that of 5.5 percent, found on a six-month term.
Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 6 months to 5 years. Best CD rates today: Close out 2024 with guaranteed yields of up to 4.27% APY ...
Today's top CD rate remains 5.50% APY with a term of three months. Overall, top rates remained steady during the month of February. Top rates are more than triple the national averages.
The top overall rate on a CD remains 5.6 percent APY, which is offered on a nine-month term. Top rates on terms up to two years are 5 percent APY or higher, while best rates on terms of three to ...