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2. Mortgage rate history: 1970s to 2024 - AOL

   www.aol.com/finance/mortgage-rate-history-1970s...

   Lowest average rate. 4.13% (2019) 2000s mortgage rate trends. ... Mortgage rate predictions. While we can try to guess based on historical data, no one knows for certain what will happen to future ...

3. Why Waiting Until 2025 Could Save You Thousands on a New Home

   www.aol.com/why-waiting-until-2025-could...

   Fannie Mae recently predicted that the average 30-year mortgage rate will fall to 5.7% by the fourth quarter of next year, and the Mortgage Bankers Association has a similar forecast of 5.8%.

4. Housing experts revise mortgage rate forecasts for remainder ...

   www.aol.com/finance/housing-experts-mostly-walk...

   Experts are revising their forecasts about mortgage rates and home prices for the rest of the year. ... Fannie Mae increased its year-end prediction to 6.4% from 5.9% earlier in the year.

5. Housing market predictions: The forecast for the next 5 years

   www.aol.com/finance/housing-market-predictions...

   Mortgage rates: According to Bankrate’s weekly survey of large lenders, the average 30-year mortgage rate as of August 7 was 6.59 percent. Forecast for mortgage rates and types

6. PSA prepayment model - Wikipedia

   en.wikipedia.org/wiki/PSA_prepayment_model

   The standard model (also called "100% PSA") works as follows: Starting with an annualized prepayment rate of 0.2% in month 1, the rate increases by 0.2% each month, until it reaches 6% in month 30. From the 30th month onward, the model assumes an annualized prepayment rate of 6% of the remaining balance. [ 2 ]

7. The mortgage rate shock hitting the housing market has years ...

   www.aol.com/finance/mortgage-rate-shock-hitting...

   By the end of 2023, Capital Economics predicts the mortgage rate will be 7.5% (versus 6.75% in its previous forecast), and drop to 6.25% by the end of 2024 (versus 5.25% in its previous forecast ...