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  2. Can you remove hard inquiries from your credit report? - AOL

    www.aol.com/finance/remove-hard-inquiries-credit...

    If the company can’t prove you authorized the inquiry, it should contact the credit bureaus to get the incorrect hard credit check removed from your credit report. 2. Tell the credit bureaus

  3. How to dispute an error on your credit report - AOL

    www.aol.com/finance/dispute-error-credit-report...

    Common credit report errors include on-time payments wrongly reported as late or the same debt listed multiple times. If you find errors on your credit report, you can file a dispute with the ...

  4. Fair Credit Reporting Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

    Tell you how they want to use your credit report; Not misuse your information; Give you a copy of your credit report if the employer decides not to hire or fires you; and, Give you an opportunity to dispute the information contained within your credit report before making a final adverse decision. [11]

  5. Check 21 Act - Wikipedia

    en.wikipedia.org/wiki/Check_21_Act

    The Check 21 Act took effect one year later on October 28, 2004. The law allows the recipient of a paper check to create a digital version of the original, a process known as check truncation, into an electronic format called a "substitute check", thereby eliminating the need for further handling of the physical document. The recipient bank no ...

  6. Straight-through processing - Wikipedia

    en.wikipedia.org/wiki/Straight-through_processing

    Straight-through processing exists in numerous areas of financial services, such as payments processing. [2] [3] [4]Payments may be non-STP due to various reasons [5] such as missing information, information which is not in a machine "understandable" form (such as name and address rather than a code), or human-readable instructions, e.g.

  7. 100 Words That Can Change Your Credit History - AOL

    www.aol.com/news/2011-05-31-credit-report...

    Under the Fair Credit Reporting Act, all three credit-reporting agencies (Equifax, Experian and TransUnion) in the United States are required to allow consumers to attach a 100-word statement to ...