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  2. With many mortgage lenders, you can apply for a mortgage online and complete the process in 45 minutes or less — if you have all of your information ready beforehand. That’s a big if, of course.

  3. Should you apply for a mortgage online? - AOL

    www.aol.com/finance/apply-mortgage-online...

    Convenience – With an online mortgage application, you can easily locate and upload copies of documents, such as your latest bank statements, pay stubs and tax returns, to a secure website ...

  4. How many mortgage lenders should I apply to? - AOL

    www.aol.com/finance/many-mortgage-lenders-apply...

    Use our free mortgage calculator to estimate your monthly mortgage payments. Visit the calculator . Step 4. Gather documents for your application. When you apply for a mortgage, you’ll provide ...

  5. Loan origination - Wikipedia

    en.wikipedia.org/wiki/Loan_origination

    Loan origination is the process by which a borrower applies for a new loan, and a lender processes that application. Origination generally includes all the steps from taking a loan application up to disbursal of funds (or declining the application). For mortgages, there is a specific mortgage origination process.

  6. Bank of America Home Loans - Wikipedia

    en.wikipedia.org/wiki/Bank_of_America_Home_Loans

    Bank of America Home Loans is composed of: Mortgage Banking, which originates, purchases, securitizes, and services mortgages.During the year ended December 31, 2005, the Mortgage Banking segment generated 59% of the company's pre-tax earnings.

  7. Secured loan - Wikipedia

    en.wikipedia.org/wiki/Secured_loan

    A mortgage loan is a secured loan in which the collateral is property, such as a home.; A nonrecourse loan is a secured loan where the collateral is the only security or claim the creditor has against the borrower, and the creditor has no further recourse against the borrower for any deficiency remaining after foreclosure against the property.

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