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  2. What is a VA streamline refinance (VA IRRRL) and how ... - AOL

    www.aol.com/finance/va-streamline-refinance-va...

    Key takeaways. Also known as a VA streamline refinance, an interest rate reduction refinance loan (IRRRL) is a type of refinance exclusively for VA loans that can lower your monthly mortgage payments.

  3. Best cash-out refinance lenders of 2024 - AOL

    www.aol.com/finance/best-cash-refinance-lenders...

    Lender. Credit requirements. Bankrate Score. Better. 620 for conventional loans, 580 for FHA loans. 4.6. Old National Bank. 620 for conventional loans, 640 for FHA loans, 680 for VA loans

  4. Streamline refinancing - Wikipedia

    en.wikipedia.org/wiki/Streamline_refinancing

    The VA does not have the same mortgage insurance mandates as the FHA, though it does have closing costs. The net benefit rule means that borrowers cannot refinance from a 30-year note to a 15-year note even if the monthly house payment would be the same, though such a change would allow them to build equity much faster.

  5. Fact vs. fiction: Top 8 common home equity myths — debunked

    www.aol.com/finance/home-equity-myths-debunked...

    Myth #2: You can access 100% of your home’s equity with a home equity loan or a HELOC. Unfortunately, very few lenders will finance a loan for 100% of your home equity.

  6. VA loan - Wikipedia

    en.wikipedia.org/wiki/VA_loan

    A VA loan is a mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs (VA). The program is for American veterans, military members currently serving in the U.S. military, reservists and select surviving spouses (provided they do not remarry) and can be used to purchase single-family homes, condominiums, multi-unit properties, manufactured homes and ...

  7. Home Affordable Refinance Program - Wikipedia

    en.wikipedia.org/wiki/Home_Affordable_Refinance...

    The homeowner must not have a previous HARP refinance of the mortgage, unless it is a Fannie Mae loan that was refinanced under HARP during March–May 2009. The homeowner must be current on their mortgage payments, with no (30-day) late payments in the last six months and no more than one late payment in the last twelve months.

  8. Refinancing a home equity loan: When and how to do it - AOL

    www.aol.com/finance/refinancing-home-equity-loan...

    Credit score review: Check your credit score, as it impacts your interest rate offers — or whether you’ll qualify for the refi at all. For example, raising your credit score from 670 to 740 ...

  9. Texas Veterans Land Board - Wikipedia

    en.wikipedia.org/wiki/Texas_Veterans_Land_Board

    In 1983, the Texas Veterans Housing Assistance Program was created to offer up to $417,000 in home loan financing to Texas veterans. In 1986, the Texas Veterans Home Improvement Program was introduced to offer Texas veterans up to $50,000 in home improvement loans. Interest rates for VLB housing and home improvement loans are posted online weekly.

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