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Are you sure you’ve calculated the right amount of life insurance to fully protect your family’s financial future?
Pre-need life insurance policies are limited-premium whole life policies that are usually purchased by older applicants, though they are available to everyone. This type of insurance is designed to cover specific funeral expenses that the applicant has designated in a contract with a funeral home .
Whole life insurance, or whole of life assurance (in the Commonwealth of Nations), sometimes called "straight life" or "ordinary life", is a life insurance policy which is guaranteed to remain in force for the insured's entire lifetime, provided required premiums are paid, or to the maturity date. [1]
Prior to joining Equitable, Beettam had spent his whole career with Canada Life, and most recently had been vice-president of the company's American operations. [31] Beettam was president for 16 years, and in July 2021 was succeeded by Fabien Jeudy. Before coming on as president, Jeudy had been with Sun Life in Hong Kong. [32]
Whole life insurance can be a good idea for people who can afford the higher monthly premiums. That's because a whole life policy’s cash value can be a form of forced savings.
It offers three whole life options: a standard whole life policy; Custom Whole Life, which allows you to enhance cash value growth or opt for higher premiums within a shorter duration; and Secure ...
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