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Most HO-3 policies cover personal property on an actual cash value basis, meaning you might be left with out-of-pocket costs if basement flooding damages your belongings.
A reinforced concrete column is a structural member designed to carry compressive loads, composed of concrete with an embedded steel frame to provide reinforcement. For design purposes, the columns are separated into two categories: short columns and slender columns.
A pedestal (from French piédestal, from Italian piedistallo 'foot of a stall') or plinth is a support at the bottom of a statue, vase, column, or certain altars. Smaller pedestals, especially if round in shape, may be called socles. In civil engineering, it is also called basement.
A walk-out basement is any basement that is partially underground but nonetheless allows egress directly outdoors and has floating walls. This can either be through a stairwell leading above ground, or a door directly outside if a portion of the basement is completely at or above grade. Many walk-out basements are also daylight basements.
The drainage system collects any water entering the basement and drains it to an internally placed sump pump system, which will then pump the water out of the basement. The Federal Emergency Management Agency (FEMA) recommends basement waterproofing with a water alarm and "battery-operated backup pump" as a preventive measure against the high ...
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