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  2. Calculator: How Much Life Insurance Do I Really Need? - AOL

    www.aol.com/lifestyle/calculator-much-life...

    Are you sure you’ve calculated the right amount of life insurance to fully protect your family’s financial future?

  3. Guide to life insurance

    www.aol.com/finance/guide-life-insurance...

    Term life insurance is generally affordable with coverage lasting 10 to 30 years, while permanent life insurance can offer lifelong protection with a cash value component. Premiums are determined ...

  4. Indexed universal life insurance - AOL

    www.aol.com/finance/indexed-universal-life...

    Indexed universal life insurance is a type of permanent life insurance that has both a death benefit and a cash value element. The cash value grows based on the performance of a selected market ...

  5. Universal life insurance - Wikipedia

    en.wikipedia.org/wiki/Universal_life_insurance

    Universal life insurance (often shortened to UL) is a type of cash value [1] life insurance, sold primarily in the United States. Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which is credited each month with interest .

  6. Variable universal life insurance - Wikipedia

    en.wikipedia.org/wiki/Variable_universal_life...

    Variable universal life insurance (often shortened to VUL) is a type of life insurance that builds a cash value. In a VUL, the cash value can be invested in a wide variety of separate accounts , similar to mutual funds , and the choice of which of the available separate accounts to use is entirely up to the contract owner.

  7. Universal life insurance - AOL

    www.aol.com/finance/universal-life-insurance...

    Indexed universal life (IUL), also known as equity-indexed universal life insurance, links your policy’s cash value growth to a stock market index, such as the S&P 500. While this offers the ...

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