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  2. Borrowing base - Wikipedia

    en.wikipedia.org/wiki/Borrowing_base

    Typical advance rate Factors that increase advance rate Factors that decrease advance rate Accounts receivable 75–85% [1] [12] diversification of accounts receivable [1] errors in borrower's reports; [15] bad credit history of the payees; [6] Inventory 25–60% [7] (or up to 85% of its net liquidation value. [12])

  3. Common types of installment loans and their best uses - AOL

    www.aol.com/finance/common-types-installment...

    There are five types of mortgages, including fixed-and adjustable-rate options, jumbo loans, government-insured mortgages and conventional loans. Mortgages come in 15- and 30-year options.

  4. What is a merchant cash advance? - AOL

    www.aol.com/finance/merchant-cash-advance...

    Merchant cash advance rates and fees. ... Merchant cash advance loans subtract these fees upfront. If the MCA charges $1,000 in fees for a $5,000 advance, your business will receive $4,000 in ...

  5. Payday loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Payday_loans_in_the_United...

    While designed to provide consumers with emergency liquidity, payday loans divert money away from consumer spending and towards paying interest rates. Some major banks offer payday loans with interest rates of 225 to 300 percent, while storefront and online payday lenders charge rates of 200 to 500 percent.

  6. Business loan - Wikipedia

    en.wikipedia.org/wiki/Business_loan

    The US Small Business Administration (SBA) does not make loans; instead it guarantees loans made by individual lenders. The main SBA loan programs are SBA 7(a) which includes both a standard and express option; Microloans (up to $50,000); 504 Loans which provide financing for fixed assets such as real estate or equipment; and Disaster loans.

  7. Debtor finance - Wikipedia

    en.wikipedia.org/wiki/Debtor_finance

    Debtor finance is a process to fund a business using its accounts receivable ledger as collateral. [1] Generally, companies that have low working capital reserves can get into cash flow problems because invoices are paid on net 30 terms.

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