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If you have a stellar interest rate right now and need cash for a large or unexpected expense, tapping into your home equity might be a better choice. Mortgage prepayments.
Refinancing activity recently jumped to a two-year high. Here's how to tell if it's right for you.
Now say about 15 years into the loan, you’ve paid $86,551 toward the principal and $257,499 in interest and you want to refinance the remaining $233,449 of your principal balance with a new 15 ...
The right time to refinance your mortgage depends on your individual financial situation and goals. If your goal is to reduce your interest rate and monthly mortgage payments, shorten the loan ...
If you purchased your home at 7% or more, or if you have an adjustable-rate loan, you could put money in your pocket for 2024 by refinancing right now instead of waiting another year.
If you signed your mortgage in 2020 or 2021, then you probably locked in a pretty great rate on that loan. But if you signed your mortgage in late 2022 or 2023, it was probably a very different story.
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