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For example, consider a 30-year loan of $200,000 with a stated APR of 10.00%, i.e., 10.0049% APR or the EAR equivalent of 10.4767%. The monthly payments, using APR, would be $1755.87. However, using an EAR of 10.00% the monthly payment would be $1691.78. The difference between the EAR and APR amounts to a difference of $64.09 per month.
Illegal moneylenders typically charge interest of 30 or 50% in 10 days (in Japanese, these are called "to-san" ('to' meaning ten and 'san' meaning three, or 10-3) or "to-go" ('to' meaning ten and 'go' meaning five, or 10-5), which correspond to effective interest rates of about 1.442 million % and 267.5 million % per annum respectively.
Seattle (/ s i ˈ æ t əl / ⓘ see-AT-əl) is a city on the West Coast of the United States.It is the seat of King County, Washington.With a 2023 population of 755,078 [2] it is the most populous city in both the state of Washington and the Pacific Northwest region of North America, and the 18th-most populous city in the United States.
About 10.5% of families and 27.3% of the population were below the poverty line, including 15.8% of those under age 18 and 7.9% of those age 65 or over. 20% of Charlottesville residents have a graduate or professional degree, compared with 10% in the United States as a whole.
Males had a median income of $28,530 versus $21,367 for females. The per capita income for the city was $17,251. About 14.0% of families and 19.2% of the population were below the poverty line, including 25.6% of those under age 18 and 16.9% of those age 65 or over. As of August 2010, the city's unemployment rate stood at 20 percent. [62]
Pennsylvania is home to 23 of the nation's 500 largest companies that comprise the Fortune 500, including two that rank in the top 100, Cencora (formerly AmeriSource Bergen) in Conshohocken, which is the nation's 11th-largest company, and Comcast in Philadelphia, which is the 29th-largest. [144]