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2. Which debts can’t be discharged in bankruptcy? - AOL

   www.aol.com/finance/debts-t-discharged...

   Unsecured personal loans — loans not backed by collateral — and loans from friends, family or employers are eligible for discharge. Plus, 403(b) loans also qualify for discharge under both a ...

3. Debt consolidation vs. Bankruptcy: Which is right for you?

   www.aol.com/finance/debt-consolidation-vs...

   Debt consolidation loan: This is a type of personal loan. Some loans are secured, meaning you need collateral in exchange for funds, but most are unsecured. Each loan comes with its own repayment ...

4. Unsecured debt - Wikipedia

   en.wikipedia.org/wiki/Unsecured_debt

   In Singapore, unsecured credit, including credit card debt and personal loans, can carry high interest rates due to the lack of collateral. To safeguard borrowers from excessive debt accumulation, the Monetary Authority of Singapore (MAS) has implemented measures effective since January 1, 2018.

5. How to rebuild credit after bankruptcy - AOL

   www.aol.com/finance/rebuilding-credit-bankruptcy...

   Bankruptcy significantly impacts credit scores, limiting access to loans and credit cards. Rebuilding credit takes time and effort but can be achieved through proactive measures and monitoring.

6. Debt consolidation without a loan: Here’s how to do it

   www.aol.com/finance/alternatives-debt...

   Because debt consolidation loans are unsecured personal loans, lenders may have stricter eligibility requirements. This could make it difficult for those with low credit scores to qualify or get ...

7. Should I get a personal loan? Here are the pros and cons - AOL

   www.aol.com/finance/pros-cons-personal-loans...

   As of July 2024, the average personal loan rate is 12.38 percent, while the average credit card rate is 20.73 percent. Borrowers with excellent credit scores can qualify for personal loan rates of ...