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Happy Money is not a direct lender, but a financial service provider that partners with lenders to provide loans with fixed rates from 11.52% up to 24.81%. Loans might range from $5,000 to $40,000.
Consider a secured installment loan: Some lenders offer secured installment loans to those with poor credit. These loans are backed by collateral, like a house or car, reducing the risk for the ...
No-credit-check installment loans. With no-credit-check installment loans, you borrow a lump sum of money and repay it over time through fixed monthly payments. They usually come with larger ...
Installment loans typically come with lower rates than credit cards and lines of credit. Plus, interest can be fixed, which makes payments predictable — and easy to calculate before you borrow .
Installment loans can harm your credit if you’re late on a payment or when you apply and undergo a hard credit check. Try to choose personal loan lenders that offer prequalification without a ...
If you apply with a lender offering bad credit loans, you could get approved with a score as low as 560 or no credit score at all. Still, a higher credit score could mean access to more funds.
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